What is Supplemental Health Insurance?

Most people are familiar with health insurance: programs that are designed to pay for medical expenses in the event that you become sick or injured. For many, especially the young and healthy, health insurance is simply an afterthought for worst-case scenarios and is...

Do You Need Life Insurance?

A common question many people have when it comes to life insurance is, “do I need it?” Fortunately, Credit.com is able to provide a simple answer to this straightforward question. If you have people who financially depend on you, it is strongly recommended...

Annuity Basic Training

Trying to decide if an annuity is a good product for you can be a frustrating experience. Annuities can be complicated and difficult to decipher. Although fully understanding them is beyond the scope of this article, we can help by providing a basic understanding of...

Variable Annuity: How Does It Work?

A variable annuity is purchased from an insurance company, and creates a contract where you make an initial payment, then receive either regular payments over time or a lump sum at the end of the contract. Annuities are tax-deferred, allowing you to potentially create...

4 Simple Steps to Understanding Medicare

If you just signed up for Medicare, or are planning to do so, you may feel overwhelmed by all the information you will receive. We can help simplify the whole process by breaking Medicare down into four steps. Understand Medicare Parts A, B, and D — When you sign up...