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Hospital Indemnity

What exactly is hospital indemnity insurance? Hospital indemnity insurance is a type of plan which provides coverage if you are required to stay in the hospital. Hospital indemnity insurance delivers a set amount of coverage per day, per week, per month, or per visit. Also referred to as SHOP, hospital indemnity insurance allows the policy holder to “shop” for benefits to supplement their existing coverage.

With hospital indemnity insurance, you can:

  • Choose from Silver, Gold, and Platinum packages which may be customized according to budget and personal needs
  • Receive benefits paid according to daily hospital stay, intensive care unit stay, and waiver of premium
  • Receive benefits for individuals or family

Hospital indemnity insurance can prove an invaluable resource in the unfortunate event that you require a hospital stay.