In the United States as well as many other countries around the world, legal suits and proceedings are unfortunately becoming more and more commonplace. That’s precisely why obtaining legal insurance makes so much sense to so many. Legal Expenses Insurance (LEI), also known as Legal Protection Insurance (LPI), is insurance providing coverage against the potential costs of litigation. A concept originally conceived around 1911 following a deadly crash at the famous Le Mans race, legal insurance provides financial assistance for the high costs of legal action – whether brought by or against the policyholder.
In the United States, financial aid for litigation costs is most often referred to as pre-paid legal services (PPS or PPLS). One of the more affordable forms of insurance, legal insurance can often be obtained for as little as $20 per month. With legal insurance, policyholders have access to attorneys who can advise on any legal matter from a minor traffic violation to a major lawsuit. Law firms who provide pre-paid legal services do not bill for their services; they are compensated in advance. This means the focus is always on the policyholders’ needs. With legal insurance, you’ll get the legal protection and peace of mind you deserve.
Take a look at some of the many benefits of obtaining legal insurance coverage.
- Advice and consultation (unlimited)
- Letters and phone calls on your behalf
- Personal document review
- Trial defense
- Document preparation
- Standard will preparation
- Health care power of attorney
- Living will preparation
- Residential loan document assistance
- Moving traffic violations
- Family matters
- Uncontested name change assistance
- Uncontested adoption representation
- Uncontested separation representation
- Uncontested divorce representation
- IRS audit legal services
For more information regarding legal plan coverage, visit Insurance Hub’s website at www.insurancehubusa.com.